PDCC Bank Non Agriculture Loan Interest Rates

(A) Individual Loan

Sr.No Loan Type Interest
1 Individual Salary Earner Cash Credit 11.50%
2 Hire Purchase 11.50%
3 Educational Loan / Flat Purchase / House Construction 10.25%
4 Gold Loan 11.00%

 

(B) Non Farm Sector Loan

Sr.No Loan Type Interest
1 Individual upto Rs.2.00 lac 11.00%
2 Individual above Rs.2.00 lac 12.00%
3 Educated unemployed Entrepreneur 10.50%
4 Agro Clinic 10.25%

 

C) Non-Agri Loan

Sr.No Loan Type Interest
1 Hypothecation Non Agri Loan 12.00%
2 Mortgage 12.50%
3 Pledge Non Agri Loan 11.50%
4 Term Loan, Hundi 12.00%
5 Mortgage Sugar Factory 12.50%
6 Hypothecation Sugar Factory 12.00%
7 Pledge Sugar Factory 11.00%
8 Sugar Preshipment upto 180 days 10.25%
Sr.No Loan Type Interest
9 Sugar Preshipment from 181 days to 270 days 11.00%
10 Set Aside, Irregular Pledge Loan, Inadequate loan 12.50%
11 All Types of Temporary Loans 12.00%
12 All Types of Middle Term Loan 11.50%
13 Short Margin 2% & Overdue Loan 1%  
14 Salary Earners Society Term Loan & Cash Credit 11.00%
15 Urban Co-operative Societies Term Loan 12.00%
16 Co-operative Bank Term Loan / Cash Credit 11.00%
17 Rural Artizian Scheme (Short Term / Medium Term) 10.00%
18 Transport Societies Loan 11.00%
19 Sell Purchase Sangh Term Loan 11.00%
20 Traders Cash Credit 12.00%
21 Employee Cash Credit 10.25%
22 S.G.S.Y. 7.00%
23 Self Help Group 8.00%
24 Self Help Group Cash Credit 8.00%
25 Commercial / Private Vehicle (3 /4 Tyre) 11.50%
26 Medium Term Vehicle Loan 11.50%
27 Employee Computer Loan 10.25%
28 Loan Against N.S.C.Certificate 10.25%
29 Loan Against FD (Ind / Society) FD Loan + 2%
30 Agro Clinic 10.25%
31 Long Term Office Rent 11.00%
32 Self Help Group Cash Credit 11.00%
32 Loan Term Agri Income Bazar Simiti 11.00%


GOLD LOAN

So instead of keeping that gold jewellery, coins, bars or biscuits lying ideal in your locker, you sure could use them to meet those cash contingencies.

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